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Regardless of your life circumstances or estate size, your will is perhaps the most important document you will create. A thoughtfully crafted will expresses your wishes and values. It also effectively provides for the people and charitable causes important to you.

Although many people procrastinate when making a will, here are eight important reminders why you need a will.

1. Without a will, your state's laws-not you-determine how, when and to whom your property is distributed.
2. You can reduce (or perhaps even eliminate) estate taxes and save taxes in a survivor's estate, if you make use of the estate tax exemptions.
3. You can name your executor to manage and settle your estate.
4. You can designate beneficiaries for items such as heirlooms, art objects, jewelry or real estate.
5. You may create trusts to provide for your spouse, children and others.
6. Through a pour over will, you can transfer leftover assets to your living trust.
7. You can support The Province of St. Francis of Assisi of the Capuchin Order through a bequest, which is simple, flexible and estate tax-deductible.
8. With a will, you can designate the guardian for dependents under your care.

Please call Fr. Provincial, Br. Joseph D'Cruz 0091-484-255-7779 or e-mail us at finance@ofmcapkerala.org for more information.